How Do You Know If You’re A Victim?

Here are 10 signs that your medical ID may have been stolen and is currently being used by cybercriminals:

1. Unexpected Medical Bills: Receiving bills for medical services you didn’t receive is a major red flag.
2. Collection Notices: Being contacted by debt collectors for unpaid medical bills that aren’t yours.
3. Errors In Medical Records: Finding inaccuracies in your medical records, such as treatments you never had, incorrect diagnoses or unfamiliar medical histories.
4. Insurance Issues: Your health insurance claims are denied because your benefits have been maxed out or you’re told you’ve reached your coverage limit, despite not using the services.
5. Notification From Your Insurance Provider: Receiving alerts from your health insurance provider about claims or services you don’t recognize.
6. Unknown Accounts: Discovering new health insurance accounts or medical records under your name that you didn’t create.
7. Discrepancies In Your Explanation Of Benefits (EOB): Your EOB statements from your insurer list medical services you didn’t receive.
8. Being Denied Insurance: Having difficulty obtaining life or health insurance because medical conditions that you don’t have are listed in your records.
9. Calls From Medical Providers: Receiving calls from doctors or medical facilities about appointments or follow-ups for treatments you never had.
10. Unfamiliar Prescriptions: Notices about prescriptions being filled in your name that you did not authorize or receive.

See next weeks article for learning how you can prevent becoming A victim of medical ID fraud.